NMLS# 2583440 Apply Now

Facebook-f Instagram Linkedin

Rachael Pitarra

Sr Loan Originator Bolt Mortgage

832.438.5626

Apply Now

Sr Loan Originator Bolt Mortgage

832.438.5626

Rachael Pitarra

Apply Now

Ignite A New Beginning

nmls #1216003 | bolt nmls #2583440

Let's Run Numbers

nmls #1216003 | bolt nmls#2583440
what it's like to

rely on Rachael

[wprevpro_usetemplate tid="5"]
explore our

Product Overview

1

Conventional

Standard mortgage not backed by the government, often with stricter requirements.

2

FHA

Government-backed loan with lower down payment and flexible credit options.

3

VA

A mortgage for veterans and military members, often with no down payment.

4

USDA

Zero-down loans for rural and suburban homebuyers, backed by the USDA.

5

Jumbo

A loan for high-value homes exceeding standard limits.

6

Renovation

Mortgage that includes funds for home repairs and upgrades.

7

One Time Close Construction

Combines the financing for construction and the permanent mortgage into one single loan.

8

Refinance

Replacing your current mortgage with a new one for better terms or rates.

9

HELOC

A revolving line of credit based on your home’s equity.

10

HECM / Reverse Mortgage

A loan for homeowners 62+ to convert home equity into cash, paid back upon sale.

11

Bank Statement

Loan approval based on bank statements rather than tax returns, ideal for self-employed borrowers.

12

NIVA

No Income Verified Assets allows borrowers to qualify for a mortgage based on their assets rather than traditional income verification.

13

DSCR

Debt Service Coverage Ratio loan, based on property income for investors.

14

ITIN

Loans for borrowers with an Individual Taxpayer Identification Number instead of a Social Security Number.

15

Foreign National

A foreign national loan is designed for non-U.S. citizens or non-permanent residents who wish to purchase property in the U.S., typically requiring alternative documentation and larger down payments.

16

CONDO

Mortgage tailored for purchasing a condominium, sometimes with unique requirements.

17

Manufactured Housing

A manufactured housing loan provides financing for factory-built homes, often with unique terms and requirements compared to traditional home loans, due to the nature of the property.

18

DPA

Down Payment Assitance might be available for qualifying candidates.

running seamlessly thanks to

The Team

image

Kim

Loan Processor | NMLS 2228397
image

Dan

Customer Relations

explore our socials

linktr.ee/boltmortgage
explore our

Product Overview

1

Conventional

Standard mortgage not backed by the government, often with stricter requirements.

2

FHA

Government-backed loan with lower down payment and flexible credit options.

3

VA

A mortgage for veterans and military members, often with no down payment.

4

USDA

Zero-down loans for rural and suburban homebuyers, backed by the USDA.

5

Jumbo

A loan for high-value homes exceeding standard limits.

6

Renovation

Mortgage that includes funds for home repairs and upgrades.

7

One Time Close Construction

Combines the financing for construction and the permanent mortgage into one single loan.

8

Refinance

Replacing your current mortgage with a new one for better terms or rates.

9

HELOC

A revolving line of credit based on your home’s equity.

10

HECM / Reverse Mortgage

A loan for homeowners 62+ to convert home equity into cash, paid back upon sale.

11

Bank Statement

Loan approval based on bank statements rather than tax returns, ideal for self-employed borrowers.

12

NIVA

No Income Verified Assets allows borrowers to qualify for a mortgage based on their assets rather than traditional income verification.

13

DSCR

Debt Service Coverage Ratio loan, based on property income for investors.

14

ITIN

Loans for borrowers with an Individual Taxpayer Identification Number instead of a Social Security Number.

15

Foreign National

A foreign national loan is designed for non-U.S. citizens or non-permanent residents who wish to purchase property in the U.S., typically requiring alternative documentation and larger down payments.

16

CONDO

Mortgage tailored for purchasing a condominium, sometimes with unique requirements.

17

Manufactured Housing

A manufactured housing loan provides financing for factory-built homes, often with unique terms and requirements compared to traditional home loans, due to the nature of the property.

18

DPA

Down Payment Assitance might be available for qualifying candidates.

running seamlessly thanks to

The Team

image

Kim

Loan Processor | NMLS 2228397
image

Dan

Customer Relations